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Welcome to Barry Lends! Here, we take pride in a comprehensive solution for all your lending needs. Whether you're looking to buy your first home or refinance your current mortgage, our team is here to help you every step of the way. Explore our services and discover how we can simplify mortgage journey in one convenient experience.
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Loan Types and Services
We provide a variety of mortgage services designed to fit your needs. Our experienced team takes you through the entire mortgage process, offering personalized solutions and competitive rates. Whether you're buying your first home or refinancing, we're here to help you achieve your financial goals.
A conventional loan is an exciting mortgage option that’s not backed by the government, making it a favorite among many homebuyers! With a credit score of at least 620 and a down payment ranging from just 3% to 20%, this loan opens doors to. Plus, with flexible fixed or adjustable interest rates, it’s a fantastic choice for financing various property types! Learn More
USDA loans are an exciting financing option for low to moderate buyers looking to settle in charming rural areas! With fantastic perks like no down payment and competitive interest rates, homeownership is within your reach These loans not only make your dream of countryside living possible but also support rural development. Don't forget to dive into the eligibility criteria and application process to started on your journey! Learn More
A Home Equity Line of Credit (HELOC) a financial tool that allows homeowners to borrow against the equity of their property. It works like a credit card, providing revolving line of credit that you can access as needed. This flexibility makes it an attractive option for funding home improvements, consolidating, or covering unexpected expenses. However, it's important to this credit wisely, as your home serves as collateral.
An FHA loan is a government-backed mortgage option that helps first-time homebuyers and those with less-than-perfect credit achieve homeownership. With a down payment as low as 3.5% and flexible credit guidelines, FHA loans make it easier to qualify for financing. This option is ideal for individuals seeking affordable housing solutions.
Jumbo loans are a great option for homebuyers looking to finance properties that exceed conventional loan limits. These loans offer flexibility and can help you secure your dream home without the constraints of standard financing. With interest rates and various term options, jumbo loans cater to those with unique financial situations. If you're a jumbo loan, it's essential to consult with a financial expert to navigate the process. Learn More
Refinancing is the process of replacing your current mortgage with a new one—often with better terms—to help you save money or achieve specific financial goals. By refinancing, you may be able to secure a lower interest rate, reduce your monthly payments, shorten your loan term, or access your home’s equity for cash (known as a cash-out refinance).
VA loans are an excellent choice for eligible veterans and active-duty service members. They offer no down payment competitive interest rates, and no private mortgage insurance (PMI), making homeownership more attainable. With flexible credit requirements, VA can help you achieve your dream of owning a home. Explore your options today!
Investing in properties is an exciting opportunity, and navigating the world of loans for investment properties is key to your success! These loans often come with unique terms and interest rates tailored specifically for savvy investors like you. You can select a loan that perfectly matches your ambitious investment goals. Discover best loan options that will help you maximize your returns.
A reverse mortgage is a special type of home loan available to homeowners aged 62 or older that allows you to convert part of your home’s equity into cash—without having to sell your home or make monthly mortgage payments. Instead of you paying the lender each month, the lender pays you in the form of a lump sum, monthly income, or a line of credit you can use when needed. You keep full ownership of your home, and the loan is typically repaid when you sell the house, move out, or pass away.
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12230 El Camino Real, Ste 100, San Diego, CA, United States, 92130
404-850-6585
