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INVESTMENT/COMMERCIAL

Investment & Commercial Loans: Financing for Growth & Opportunity

Whether you’re purchasing your first rental property, expanding your real estate portfolio, or acquiring a commercial building for your business, Barry Lends offers tailored lending solutions to help you achieve your investment goals.

We understand that commercial and investment financing isn’t one-size-fits-all. That’s why we work with multiple lenders to secure competitive rates, flexible terms, and financing structures designed to maximize your return on investment.

What Are Investment & Commercial Loans?

Investment property loans are designed for buyers purchasing real estate for income-generating purposes—such as rental homes, multifamily units, or vacation properties.

Commercial loans are for business-related real estate or development projects—including office buildings, retail centers, industrial facilities, and mixed-use developments.

Key Features May Include:

  • Financing for residential investment properties (1–4 units)

  • Multifamily and apartment complex lending

  • Commercial property financing for owner-occupied or investment use

  • Construction loans for new builds or major renovations

  • Flexible amortization schedules and term options

  • Competitive fixed or adjustable rates

Who Qualifies?

Qualification for investment and commercial loans typically depends on:

  • Credit history and score requirements (varies by program)

  • Debt service coverage ratio (DSCR) for investment properties

  • Business financial strength and cash flow for commercial deals

  • Property value, location, and market potential

  • Experience in property management or real estate investment (for certain programs)

We also offer programs with reduced income documentation for seasoned investors through select lenders.

Let’s Get Started

As your trusted advisor, we are here to guide you every step of the way. Licensed in multiple states and a national reputation for excellence.

We’re committed to transparent, compliant lending practices in accordance with state and federal regulations. All loan applications are subject to underwriting approval. Terms and conditions apply. All INVESTMENT and COMMERCIAL loans are subject to underwriting approval, property eligibility, and income verification. Rates and terms may vary.

PRE-APPROVAL

Get in touch so we can start working together and get you Pre-Approved to find your dream property

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LICENSING 

CORPORATE OFFICE

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DISCLAIMER

Barry Richardson JR

Loan Officer 

NMLS#2713086

C2 NMLS #135622 

 

C2 Financial®

12230 El Camino Real, Ste 100, San Diego, CA, United States, 92130

​Website: https://www.c2financial.com

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This licensee is performing acts for which a mortgage lending license is required. C2 Financial Corporation is licensed by the Illinois Department of Financial & Professional Regulation, Alabama State Banking Department, Broker # 23303, Georgia Department of Banking and Finance, Indiana Department of Financial Institutions License # 64776, Kansas Office of the State Bank Commissioner, Minnesota Residential Mortgage Originator License, license # MN-MO-135622, South Dakota Division of Banking, #135622.ML, Texas Department of Savings and Mortgage Lending; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of AL, FL, GA, IL, IN, KS, MI, MN, PA, SD, TX.

C2 Financial 

C2 AL #23303 |C2 GA #135622 |C2 IL #MB.6761815 | C2 IN #64776 |C2 KS #MC.0025884 | C2 MN #MN-MO-135622 |C2 SD #135622.ML | C2 TX #135622 |C2 PA #104755  Barry Richardson JR NMLS #2713086 |AL #2713086 |GA #2713086 |IL #031.0090324 |IN #72745 |KS #LO.0055416 |MN #2713086 | FL#LO141329  | MI# 2713086
SD #2713086.MLO  TX #2713086 | PA #117053

NMLS Consumer Access: www.nmlsconsumeraccess.org

Texas Complaint/Recovery Fund Notice: (https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_80_200_b_recovery_fund_notice.pdf)

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